OtterQuote

🌎 Serving Homeowners Nationwide

Get competing quotes on your home — without the runaround.

📋 Step 1 You compare

✔️ Step 2 You choose

💚 Always You pay nothing

Whether you have an insurance claim or are paying out of pocket, OtterQuote brings qualified, licensed contractors to you — competing for your business with their best quote. We handle everything up to a signed agreement.

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✅ 100% Free for Homeowners

🏠 Licensed & Insured Contractors

🔒 Your Info Stays Private

OtterQuote works for both types of homeowner:

📄

I have an insurance claim

Your insurer has approved a repair — or you're in the process of filing. OtterQuote helps you gather your insurance estimate and measurements, then gets multiple licensed contractors competing on your job. You choose the one you trust most.

💳

I'm paying out of pocket

No insurance involved — you just need the work done and you want a fair price. OtterQuote handles the measurements and gets contractors to compete for your business, so you know what the market actually charges before you commit to anyone.

Why Homeowners Choose OtterQuote

Works for insurance claims and out-of-pocket projects alike.

💰

Contractors Compete for You

Multiple licensed contractors submit their best quote on your job. Competition means better pricing, better warranties, and better service — for you.

📋

We Handle the Paperwork

We guide you through every step so you never have to figure out what to gather, who to call, or what anything means. You share the basics — we take it from there.

🔍

Contractor Information, All in One Place

Every contractor on OtterQuote is screened for state licensing, proof of insurance, and verified customer reviews before they ever see your job. You see the full picture — no digging required.

🔄

No Commitment Until You Choose

You're never locked in. Review quotes at your own pace and choose the contractor that feels right. If something doesn't work out before work begins, you can switch to another OtterQuote contractor at no cost — up to 3 days before your start date.

🏠

Your Information, Ready When You Need It

Once your home's measurements and documents are on file, you're set for future repairs, renovations, or even selling your home. You'll never have to start from scratch on the next project.

💬

A Real Person in Your Corner

If there's ever an issue with your contractor — something feels off, communication drops, timelines slip — we step in. You have someone on your side from start to finish, not a chatbot.

Finding a contractor you can trust shouldn't be this hard.

Most homeowners have no easy way to know whether they're getting a fair price — or whether the contractor they're considering is actually licensed, insured, and worth trusting. It can be hard to know where to start.

OtterQuote was built to answer those questions before you sign anything. Here's how:

How do you know who to trust?

Every contractor is screened for state licensing, proof of insurance, and customer reviews before joining OtterQuote. Only contractors who meet our standards get access to homeowner projects. You see their credentials up front — not after you've already committed.

How do you know if the price is fair?

When multiple contractors compete for the exact same job, you see what the market actually charges — not one company's best guess. Real competition produces real market pricing. You compare them all side by side before making any decision.

How It Works

Six straightforward steps from your first description to a contractor you trust, ready to start.

Tell Us About Your Home

Describe what needs to be done and let us know how it's being paid for — insurance claim or out of pocket. No expertise required, just the basics. We'll help you figure out the rest.

We Take It From Here

Once you give us the basics, we get to work. No calls to make, no paperwork to chase, no insurance jargon to decode. We handle the prep work so you don't have to.

Measurements & Materials — Without the Pressure

We use aerial imaging technology to get precise measurements of your home — no one needs to come to your door for this. Then you browse and choose your materials at your own pace, with no salesperson pushing you. Everything on your schedule.

Contractors Submit Their Best Quote

Licensed, insured contractors in your area review your project details and compete for your business. Contractors see your job description and measurements — not your name, phone number, or address.

🔒 Your contact info stays private until you choose someone.

Compare Your Options

Review quotes side by side. See each contractor's pricing, workmanship and materials warranties, years in business, contractor licensing and insurance status, and verified customer reviews — all gathered in one place.

Move Forward on Your Terms

Choose the contractor that feels right and move forward at your own pace. When you're ready, lock in your contractor with a simple digital agreement. We check in when your quotes arrive, when you choose a contractor, and when the work is done.

Common Questions

How fast will I get quotes?

How quickly you get your quotes depends on your location and the type of work needed. We work to get contractor quotes to your inbox as fast as possible — typically within a few business days of your project going live. We'll let you know as soon as they come in.

Can OtterQuote help if I have an insurance claim?

Yes — but it's important to be clear about what we do and don't do. OtterQuote does not file claims or negotiate with your insurance company. What we do is help homeowners who have already filed a claim get organized, get measurements, and get the best contractor for the repair. We make the contractor search easy — your insurer handles your claim.

Who sees my personal information?

Contractors see your project details and measurements — not your name, phone number, or address. We never sell your information to contractors, advertisers, or anyone else. The only people who see your contact information are the OtterQuote team and the contractor you select.

What if I'm not happy with my contractor?

Maybe your contractor went quiet, the timeline slipped, or the work just doesn't feel right. If it happens before installation starts, you can switch to another OtterQuote contractor at no cost — up to 3 days before your start date. If an issue comes up after work has begun, contact us directly and we will step in and work with you to make it right. Our goal is your complete satisfaction.

Does OtterQuote work for my type of project?

Yes. OtterQuote works whether your insurance is covering the full cost of the repair, covering part of it, or you're paying entirely out of pocket. If you're not sure which situation applies to you, just describe what happened and we'll help you figure it out from there.

How do contractors pay? Is there a catch?

OtterQuote is completely free for homeowners. Contractors pay a small percentage-based fee only when they earn your business. That's the model — no hidden fees, no subscriptions, no surprises for you.

Get Your Best Deal on Home Repairs

It takes less than 2 minutes to describe your home and what needs to be done. We'll walk you through the rest — and it costs you nothing.

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