Give Your Policyholders a Better Claims Experience
When your policyholders file a damage claim, Otter Quotes handles the contractor side — getting competing bids, managing paperwork, and delivering a fully executed contract. Your client gets a better outcome, and you look like a hero.
Become a Partner — It's FreeHow It Works
Sign Up & Get Your Link
Free partner account, unique referral link in seconds. No approval wait, no setup fees.
Share With Your Policyholders
When a client files a claim, send them your link. Otter Quotes walks them through gathering their estimate, getting measurements, and selecting materials. Contractors compete for the job.
Earn $200 Per Job
When the job completes (over $10,000), you earn $200. Track everything in your dashboard. Bonus: recruit another agent to Otter Quotes and earn an extra $50 every time one of their referrals completes a $10K+ job.
Why Insurance Agents Love Otter Quotes
Better Client Retention
Clients who have a smooth claims experience stay with their agent. Otter Quotes makes you part of the solution, not just the policy.
Zero Extra Work
You share a link. We handle everything else — estimate gathering, measurements, contractor matching, contracts, follow-up.
Transparent Process
Your clients see competing bids side-by-side with pricing, warranties, and contractor credentials. No shady door-knockers.
Works for All Claim Types
RCV, ACV, retail, and repair. Otter Quotes adapts the process to the policy type automatically.
Increase Referral Value
Your policyholders can get competitive bids on additional out-of-pocket work — gutters, siding, exterior projects — while they're at it. That means higher job values, more commissions, and stronger client relationships.
Commission Details
Your Earnings
Per Completed Job Over $10,000
For Every Job From a Partner You Recruit
After job completion
Real-time in your dashboard
Know another agent who'd benefit? Share your recruit link and earn $50 every time their referral completes a job over $10K. One level — simple, transparent, no MLM.
For smaller jobs: your value is a better client experience, stronger retention, and a portfolio of wins.
A completed IRS Form W-9 is required before your first commission payment is issued.
Commission payments are subject to Otter Quotes' approval process and are typically completed within five business days of the qualifying job event.
What You Get
Unique Referral Link
With your name on the landing page for your policyholders.
Partner Dashboard
Real-time tracking of referrals and commissions.
Co-Branded Guide
"What to Do After Storm Damage" guide for policyholders.
Send to Client Button
One-click to share your referral link with policyholders.
Embeddable Widget
"File a Claim" widget for your website.
Monthly Reports
Portfolio reports on your referrals and outcomes.
Join the Otter Quotes Partner Network
Frequently Asked Questions
How does my policyholder get started?
They click your link, enter their info, and Otter Quotes helps them gather their insurance estimate, measurements, and material preferences. Contractors then compete for the job. The entire process is digital and takes about 10-15 minutes for the homeowner.
Does Otter Quotes represent my client in their claim?
No. Otter Quotes is NOT a public adjuster. We don't file claims, negotiate with carriers, or handle settlements. We help homeowners get the best contractor after they've filed their own claim. Your clients remain in control throughout the entire process.
Will this create any compliance issues?
Otter Quotes's referral program is designed for transparency. Commissions are paid for completed jobs, not for steering clients. However, we recommend reviewing the program terms with your compliance team.
What if my client doesn't have their insurance estimate yet?
No problem. Otter Quotes has a "Help Me" flow that assists homeowners in requesting their estimate from their adjuster. We guide them through the process so they can continue without waiting.
Do my clients pay anything?
Hover measurements are optional and paid upfront (rebated if they use an Otter Quotes contractor). The bidding and contract process is 100% free. Your clients pay nothing unless they choose to add measurements, which helps contractors provide more accurate bids.
What's the recruit bonus?
When you bring another agent to Otter Quotes using your recruit link, you earn $50 for every job over $10,000 that their referrals complete. It's one level only — you earn on the people you personally recruit, not on anyone they recruit. Your recruit link is on your partner dashboard.