Roofing & Home Improvement Blog

Guides on roofing, estimates and contractor bids

Looking for step-by-step help? Browse the guides.

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How Long Does a Roof Claim Take in Indiana?

By Otter Quotes · September 22, 2026

From the first call to your insurer to closing out the depreciation paperwork — here's what a Central Indiana roof claim actually looks like, stage by stage, and where the delays usually happen.

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Hail Damage Roof Inspection: What to Do in the First 72 Hours (Indiana Homeowner Guide)

By Otter Quotes · September 15, 2026

A short checklist for the first 72 hours after a hailstorm: what to check, document and avoid.

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Why Two Roofers Quote Different Prices for the Same Job

By Otter Quotes · June 2, 2026

Why two quotes for the same roof can differ, and how to compare them fairly.

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Before You File a Roof Insurance Claim: Questions to Ask

By Otter Quotes · June 2, 2026

Things to weigh before deciding whether a roof problem belongs on an insurance claim.

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What "Scope of Loss" Actually Means on a Roof Claim

By Otter Quotes · June 2, 2026

What a scope of loss is, what it lists, and how to read one.

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Storm Chaser Roofing Scams: How to Spot One

By Otter Quotes · June 2, 2026

Common warning signs of storm-chasing roofers and how to check a contractor before you sign.

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7 Red Flags in a Roofing Contractor Estimate

By Otter Quotes · June 2, 2026

Seven warning signs to look for in a roofing contractor estimate.

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Roofing Warranty Tiers Explained: GAF, Owens Corning & CertainTeed

By Otter Quotes · June 2, 2026

How roofing warranty tiers are structured and how to read them.

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What Does a Public Adjuster Do on a Roof Claim?

By Otter Quotes · June 2, 2026

What a public adjuster does, and the trade-offs of using one versus handling a claim yourself.

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Hail vs. Wind Roof Damage: How They Differ

By Otter Quotes · June 2, 2026

How hail damage and wind damage differ on a roof, in plain terms.

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Aerial Roof Measurement Reports vs. Tape-Measure Quotes

By Otter Quotes · June 2, 2026

How aerial measurement reports compare with tape-measure quotes.

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Recoverable Depreciation on Roof Claims Explained

By Otter Quotes · May 29, 2026

What recoverable depreciation is, explained step by step with an example.

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ACV vs. RCV Roof Insurance: What They Mean

By Otter Quotes · May 29, 2026

How actual cash value and replacement cost value differ, in plain terms.

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Roof Damage and Home Insurance: What to Ask Your Insurer

By Otter Quotes · May 29, 2026

The questions homeowners commonly ask about roof damage and insurance, in one place.

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How to Get a Better Roof Repair on an Insurance Job

By Otter Quotes · April 5, 2026

What to ask a roofing contractor on an insurance job: shingle grade, workmanship warranty length, underlayment and cleanup.

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What to Do After a Storm Damages Your Roof: A Step-by-Step Guide

By Otter Quotes · March 24, 2026

Step-by-step guide for homeowners after storm damage. Learn how to document damage, file your insurance claim, and get competing contractor bids.

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