Help Me: Get your insurance estimate
I received an estimate from my insurance company but need help locating it.
I've had an inspection but haven't received my estimate.
I'm not sure what this document is or why I need it.
Your insurance company likely sent your estimate in one of these ways. Here are some common places to check.
Still can't find it? We can send a professional request to your adjuster on your behalf.
We'll send a professional email to your adjuster requesting your insurance estimate. You review and approve the email before it's sent.
Enter your adjuster's contact details. If you're not sure, check your claim paperwork or call your insurance company.
Review the email below. You can edit the message if you'd like, then approve it to send.
An insurance estimate (also called a "scope of loss" or "loss sheet") is a detailed document from your insurance company that lists all the damage they've agreed to cover and how much they'll pay for repairs.
Contractors use your estimate to understand exactly what work the insurance company has approved. This lets them give you accurate bids based on the actual scope of work — not guesswork. Without an estimate, contractors are bidding blind, which usually means higher prices or change orders later.
After you file a claim, your insurance company sends an adjuster to inspect the damage. The adjuster writes up the estimate and sends it to you — usually by email, through your insurance company's online portal, or by mail. This typically takes 5 to 15 business days after the inspection.
It's usually a multi-page PDF document with line items listing each repair (e.g., "Remove and replace shingles — 24 squares"), quantities, and dollar amounts. Common formats include Xactimate or Symbility reports.
We've sent a professional request to your adjuster. When they reply with your estimate, we'll automatically capture it and add it to your claim.