The most popular choice. Easier installation, good durability, and widely supported by insurance policies.
Premium durability with 40+ year lifespan. Higher upfront cost but long-term value. Multiple styles available.
The most popular choice. Dimensional look, 130+ mph wind rating. Included in most insurance claims at no additional cost.
Premium appearance mimicking slate, cedar, or tile. Expect to pay the difference out of pocket.
Basic, flat appearance. Rarely used on new installations.
Step 3: Select Impact Class (Hail Resistance)
None
Standard hail resistance
Class 3
Enhanced hail protection. Withstands 1.75-inch steel ball impact.
Class 4
Maximum hail protection with SBS polymer-modified asphalt. Withstands 2-inch impact. Often qualifies for insurance premium discounts.
Note: Impact class is determined by the specific designer product you choose in the next step.
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Relative Pricing Guidance
Architectural Shingle
Included in most insurance claims at no additional cost
Designer Shingle
Premium upgrade — expect out-of-pocket cost
Exposed Fastener Metal
Budget metal — typically an upgrade over architectural
Standing Seam Metal
Premium metal — significant upgrade, 40+ year lifespan
Review Your Selection
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