How Otter Quotes Works for Contractors

No cold calls. No door knocking. Just signed contracts delivered to your inbox — you pay only when you win.

Step 1

Apply in 60 Seconds

Your email address is all you need to get started. We send you a magic link — click it and you're in. No lengthy application, no waiting room, no callbacks.

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Step 2

Build Your Profile

Add your business information, upload your insurance certificates, define your service area, and upload your contract template. Your profile is what homeowners see when comparing contractors — make it count. You complete it at your own pace.

Step 3

Get Approved

We review your profile to confirm licensing and insurance are in order. We make your research easy by gathering licensing, insurance, and review information all in one place for homeowners. Most approvals happen within 1–2 business days. Once approved, you start receiving opportunities matched to your service area and trades.

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Step 4

Browse & Bid

Browse opportunities matched to your service area and the trades you handle. Each opportunity shows the project details, Hover aerial measurements, and the homeowner's insurance estimate — when available — so you know exactly what you're bidding on before you commit. Submit a competitive bid with full pricing transparency — the bid form shows your exact platform fee in real time. For insurance RCV projects, auto-bid submits your bid automatically at the RCV amount with your standard terms.

Bid validity: Each bid is active for 14 days. Enable auto-renew (per bid or as your default in Settings) and your bid stays live for up to 3 additional windows — 42 days total — without any manual effort.

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Step 5

Win the Contract

When a homeowner selects you, the contract is sent via DocuSign for sequential signing — you sign first, then the homeowner signs second. Both signatures happen right here on our platform. Once both parties have signed, you receive the completed contract, the loss sheet, trade-specific Hover aerial measurements, and the homeowner's color and material selections — which are made before bids go out so you know exactly what you're building. The homeowner's contact information is released the moment the contract is fully signed.

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Step 6

Complete & Grow

Deliver great work. Build your reputation on the platform. Every completed project strengthens your profile and helps you stand out to homeowners comparing contractors. The more projects you complete, the more your track record speaks for you.

What You Receive When You Win

Every signed contract package includes everything you need to show up and start work.

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Signed Contract

Your own agreement, signed by the homeowner right here on our platform. Fully enforceable from day one.

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Insurance Estimate

The homeowner's loss sheet with an AI-parsed line-item summary. No digging through Xactimate pages. Included when available.

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Aerial Measurements

Trade-specific aerial measurements — accurate square footage, pitch, and facet data for your trade. Included when available.

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Material & Color Selections

Homeowners make their color and material selections before bids go out — so you know exactly what you're building before you submit a price. In some cases, final in-person confirmation may still be needed, but you'll have the selections in hand when you arrive.

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Homeowner Contact Info

Name, phone, and email — released the moment the contract is signed. You have 48 hours to make initial contact.

What Does It Cost?

You only pay when you win. There are no subscriptions, no monthly fees, and no pay-per-click charges.

5% Platform Fee 5% of the signed contract value — that's it. You see the exact amount in the bid form before you submit.

The fee is outcome-based — you only pay when a homeowner signs your contract. No monthly subscriptions, no upfront costs.

Ready to Grow Your Business?

Apply in 60 seconds. No upfront cost. Start receiving opportunities the moment you're approved.